Sunday, 26 April 2015

Over a third of retired people have done no planning for their retirement

A 2008 survey of retired people found that:
  • Over a third of those surveyed had done no planning for retirement.
  • A significant number said they were not living their retirement dreams and
  • They had found retirement to be very different from what they had imagined. 
These people probably felt uncertain and powerless - that their lives were happening to them. Planning for retirement allows you to make choices, and to explore options for the second half of your life.

The Retire to the Life You Design workshop will help you to connect who you are with possibilities for your future. It will equip you with tools, models, information and resources to help you continue your exploration and discovery after the workshop end.

Through our process and tools, you begin to create a plan to retire to the life that you design yourself, a retirement unique to you. In this full-day workshop you will discover:
·    Your core needs, values and strengths.
·    The Six Circles of Life for achieving balance in your mind, body, and spirit.
·    Ways to continue to work on your own terms, if you wish
·    Numerous and diverse leisure and volunteer activities that match your interests and skills.
·    Strategies to ensure that you make the right decisions for your future.
·    How to create meaning and leave a legacy.

When:      Saturday, May 2, 2015
                  9:00 a.m. to 3:30 p.m.
Where:     Pemmican Lodge
                  102 - 5 Ave. S
                  Lethbridge AB
Cost:        $97.00 includes 55-page workbook and Retirement Dimensions©

Special offer: Bring a Friend or Spouse -   Reduce your workshop fee by $10.00 for each participant that registers with you!



Mid-life is a perfect time

to stand wherever you are,

look with curiosity into your past,

honor who you genuinely are,

and open courageously to the future

and to what you’d like to create.






To register, or for more information, please contact:

Barb Cavers
403-553-2973


Sunday, 22 February 2015

A poignant look at downsizing

Yesterday, my cousin and I were talking about the many decisions that were required to make the changes that would better suit our evolving lifestyles. We talked about downsizing in particular. We have accumulated so many things from our own lives and from the lives of our parents - things that have meaning for us, but not for our children. This morning I came across this poem: 

Rummage Sale

Forgive me, Aunt Phyllis, for rejecting the cut
glass dishes—the odd set you gathered piece
by piece from thirteen boxes of Lux laundry soap.

Pardon me, eggbeater, for preferring the whisk;
and you, small ship in a bottle, for the diminutive
size of your ocean. Please don't tell my mother,

hideous lamp, that the light you provided
was never enough. Domestic deities, do not be angry
that my counters are not white with flour;

no one is sorrier than I, iron skillet, for the heavy
longing for lightness directing my mortal hand.
And my apologies, to you, above all,

forsaken dresses, that sway from a rod between
ladders behind me, clicking your plastic tongues
at the girl you once made beautiful,

and the woman, with a hard heart and
softening body, who stands in the driveway
making change.
"Rummage Sale" by Jennifer Maier from Now, Now. © University of Pittsburg Press, 2013. 

Thursday, 1 January 2015

5 Resolutions For Your Second Act: How to set your sights on the big picture at New Year's


To make meaningful New Year’s resolutions that you’ll really keep, set long-range resolutions for your second act. This way, you can help reach the goals that matter to you in the context of your entire future, not just a single year.

Bruce Rosenstein, in an article on Next Avenue, suggests five long-range resolutions for your second act, based on the wisdom of Peter Drucker. I have included key elements; you may wish to read the entire article. 

1. I resolve to embrace uncertainty rather than avoid it.

Don’t assume that tomorrow will be like today. It could be, but the future is unknown. And while uncertainty can be unsettling, remember this: we’re all in the same boat.

To embrace uncertainty and support your second act, form a book club or discussion group dedicated to learning about the future. Explore advances and trends in business, technology, education, culture and work. You could also look at role models — people you know or ones in the public eye who seem adept at navigating uncertainty.

2. I resolve to seek opportunities in changing conditions.

We may not like change, but it’s natural, necessary, and something to celebrate. . . .To do that, you need to see change as an opportunity, not a threat. . . . You should actively search for new possibilities inside and outside your field.

One suggestion: Interact with people in diverse groups and start reading unfamiliar newspapers, magazines, blogs and websites.  

3. I resolve to stop and reflect on my second act.

Every year, Drucker carved out time to engage in deep, focused introspection. He’d reflect on how the past year had gone compared with his expectations and the adjustments he needed to make going forward.

As you reflect on your second act, maximize your efforts by employing practices such as journaling and mindfulness. You can also adopt what’s known as a “beginner’s mind.” In his classic book Zen Mind, Beginner’s Mind, Shunryu Suzuki (founder of the San Francisco Zen Center) wrote: “In the beginner’s mind there are many possibilities, but in the expert’s there are few.”

4. I resolve to remove and improve.

Your second act will unfold in part due to what you stop doing. Drucker recommended something called systematic abandonment —intentionally dropping activities and relationships that are no longer productive or useful. He suggested combining this with kaizen: steady and incremental improvement of what remains.

A good starting point for this resolution is to make a list of what and who you can live without and then gradually shed them from your life. Then, use your newfound time to help create a winning second act.

5. I resolve to make friends with risk.

Drucker believed that it was risky to sit back and let the future happen to you. Accept the idea that almost everything carries some element of risk, and you can create a space for risk in your life. 

Your second act may involve weighing the risks in going back to (and paying for) school, learning new technologies or creating an entrepreneurial venture. At some point, though, you’ll simply need to take that first step. As the Chinese philosopher Lao Tzu said: “The journey of a thousand miles begins beneath one’s feet.”

Wednesday, 22 October 2014

Survival Guide for Couples Who Are Always Together

In my workshops, people sometimes say that one of the things that concerns them is how to adjust to spending more time with their spouse. During our work lives, we established routines and expectations that may change as we adjust to our new retirement lifestyle. 

I just read a good article by Bonnie Goldstein, who says that "many couples find their rhythms suddenly disrupted and the dynamics of their relationship radically altered when the last child leaves the house — or one of them accepts a buyout or starts working from home. Decades of relating to each other as co-parents or working around career schedules abruptly shifts, and suddenly they fall out of step in their well-rehearsed, tuneless dance. . . . Whatever the reason, when couples go from spending just a few hours together to nearly the entire day, they must improvise a fresh script for act three. They need to establish new boundaries, cultivate a reinvented vocabulary, (and) learn to adjust priorities."




It's a thought-provoking article filled with things to think about, including the following tips for working through conflict.

Sherven and Sniechowski's 9 Steps to Working Through Marital Conflict
  1. Define the issue by truthfully expressing what is disturbing you in as much detail as possible.
  2. Feel your feelings and communicate them as honestly and openly as you can in the moment.
  3. Remember that you care and that ongoing relationships are a mosaic composed of many facets. There’s more to your partner and your relationship than any single issue.
  4. Beware of self-sabotage by noticing what’s going on inside you during the rough patches. Don’t allow old negative behavior patterns intrude on the present moment.
  5. Be willing to change your mind and acknowledge that any issue can be understood and interpreted in a variety of ways.
  6. Take personal responsibility by asking yourself how you’re contributing to an upsetting situation (i.e., it takes two to tangle).
  7. Remember that your partner is not you and find ways to empathize with the other’s point of view.
  8. Be consciously creative by holding the other in your consciousness as you want to be held.
  9. Seek “both/and” solutions that work for both of you two different people.

Plan a retirement that's just right for you!

 Retire to the Life You Design© guides you through a personal process to design your retirement with a blend of activities that keeps you physically active, mentally challenged, emotionally recharged, and socially engaged. The program will equip you with tools, models, information and resources to help you continue your exploration and discovery after the workshop ends. Through our process and tools, you begin to create a plan to retire to the life that you design yourself, a retirement unique to you.